No, I'm not planning to drop my (considerably more expansive post-children) knickers and go on the game (it's not an issue of morals; the pension plan just doesn't measure up to the public sector) but I do need to re-join the rat race. I left work in 2006 when, six months into my first pregnancy, my waters unexpectedly broke, and I haven't been back since. I merged seamlessly from one maternity leave to another, having my children in batches, like a hamster. Two and a half years on the coffers are empty, and unless we want to teach the kids early on how to fend off the bailiffs, it's time to go out and earn some cash.








